Tax Enquiries - Everyone is at risk

Anyone who sends in a tax return or business accounts to HM Revenue & Customs (HMRC) is at risk of a tax enquiry or inspection. Thousands of individuals and businesses are selected for such checks every year. 

If it happens to you, the questions will be detailed and time consuming to answer. Even if HMRC does not find any extra tax to pay, the costs to defend you could be substantial and can easily amount to hundreds or thousands of £s.

Most accountant’s normal annual fees do not cover the additional professional costs of handling tax enquiries and compliance checks.  You can obtain protection against the potentially high costs of such fees simply and inexpensively by subscribing to our Tax Investigation Cover (TIC) .

To subscribe and make your online credit or debit card payment, click on the 'Tax investigation Cover - Lovewell Blake' option under 'Your Quote' to the right, and select the relevant fee level.

There are various payment options including paying online by debit or credit card.

You will need to register by entering your email address and creating a password.  Anything you enter as part of the registration/payment process is for the purposes of TIC only.

Note:  Only clients of Lovewell Blake can purchase this protection.  If you are not a client (we are not your tax agents) you should not purchase cover via our webshop (any policy would be void).

What is it?

Our Tax Investigation Cover protects against professional fees incurred defending clients when HM Revenue & Customs (HMRC) checks whether a client has paid the correct amount of tax.

The costs of defence in most reviews carried out by HMRC under the tax legislation are covered, including full and aspect tax enquiries, VAT and PAYE/NIC compliance checks, Business Records Reviews, and more. See the ”What does it cover” page for more information.

The Summary of Service gives more detail of what is included within the service and can be downloaded via the link below.

Summary of Service

Business HMRC Claims Examples

Personal HMRC Claims Examples


Client Leaflet

When purchasing a product from our shop you will be first asked to register for an account.  Once you have completed our on-line application form and made payment you will be able to log into your account to view your policy documents or product information.

Vantage Tax Fee Protection Limited is an insurance intermediary that specialises in the provision of specialist insurance schemes. Vantage Tax Fee Protection Ltd t/as Vantage Fee Protect is an appointed representative of Vantage Protect Limited (FRN 772055) which is authorised and regulated by the Financial Conduct Authority. For more information about Vantage click here.